Privacy

This privacy policy applies between you, the User of this Application or Website and Wagebox Limited (Company number- 12308673; Registered address- 63-66 Hatton Garden, 5th floor, suite 23, London, United Kingdom, EC1N 8LE), the owner and provider of this Application & Website. Wagebox Limited takes the privacy of your information very seriously. This privacy policy applies to our use of any and all Data collected by us or provided by you in relation to your use of the Website. This privacy policy should be read alongside, and in addition to, our Terms and Conditions, which can be found at: https://www.wagebox.io. Please read this privacy policy carefully.

Definitions and interpretation

1.    In this privacy policy, the following definitions are used:

Data

Collectively all information that you submit to Wagebox Limited via the Website. This definition incorporates, where applicable, the definitions provided in the Data Protection Laws;

Cookies

A small text file placed on your computer by this Website when you visit certain parts of the Website and/or when you use certain features of the Website. Details of the cookies used by this Website are set out in the clause below ( Cookies);

Data Protection Law

Any applicable law relating to the processing ofpersonal Data, including but not limited to the Directive 96/46/EC (DataProtection Directive) or the GDPR, and any national implementing laws,regulations and secondary legislation, for as long as the GDPR is effective inthe UK;

GDPR

The General Data Protection Regulation (EU)2016/679;

Wagebox Limited, we or us

Wagebox Limited, a company incorporated inEngland and Wales with registered number 12308673 whose registered office is atSuite 2a Blackthorn House, St. Pauls Square,  B3 1RL;

UK and EU Cookie Law

The Privacy and Electronic Communications (EC Directive) Regulations 2003 as  amended by the Privacy and Electronic Communications  (EC Directive) (Amendment) Regulations 2011;

User or you

Any third  party that accesses the Website and is not either (i) employed by Wagebox  Limited and acting in the course of their employment or (ii) engaged as a  consultant or otherwise providing services to Wagebox Limited and accessing  the Website in connection with the provision of such services; and

Website/Application

The App or website that you are currently using, https://
www.wagebox.io/, or Wagebox app and any sub-domains of this site unless expressly excluded by their own terms and conditions.

2.    In this privacy policy, unless the context requires a different interpretation:

a.   the singular includes the plural and vice versa;
b.   references to sub-clauses, clauses, schedules or appendices are to sub-clauses, clauses,schedules or appendices of this privacy policy;
c.   a reference to a person includes firms, companies, government entities, trusts and partnerships;
d.   "including"is understood to mean "including without limitation";
e.   reference to any statutory provision includes any modification or amendment of it;
f.    the headings and sub-headings do not form part of this privacy policy.

Scope of this privacy policy

3.   This privacy policy applies only to the actions of Wagebox Limited and Users with respect to our App or Website. It does not extend to any websites that can be accessed from this Website including, but not limited to, any links we may provide to social media websites.

4.    For purposes of the applicable Data Protection Laws, Wagebox Limited is the"data controller". This means that Wagebox Limited determines the purposes for which, and the manner in which, your Data is processed.

Data collected

5.  We may collect the following Data, which includes personal Data, from you:
a.   Name and address;
b.   date of birth;
c.   employer details, job title, employer contact information;
d.   contact Information such as email addresses and telephone numbers;
e.   financial information such as credit / debit card numbers; account number and sort codes
f.    Information on how you access our services. For instance, IP address (automatically collected);
g.   web browser type and version (automatically collected);
h.   operating system (automatically collected);
i.    Device location while using our platform
j.    a list of URLs starting with a referring site, your activity on this Website, and the site you exit to (automatically collected);
k.   Details about your transactions with us such as; Payments you made to us and payments we made to you, services you purchased from us and data of your transactions with third parties that concerns us. in each case, in accordance with this privacy policy.

How we collect Data

6.  We collect Data in the following ways:

a.   data is given to us by you ;  
b.   data is received from other sources; and
c.   data is collected automatically.

Data that is given to us by you

7.  Wagebox Limited will collect your Data in a number of ways, for example:

a.   when you contact us through our App, Website, by telephone, post, email or through any other means;
b.   when you register with us and set up an account to receive our services;
c.   when you elect to receive marketing communications from us;
d.   when you use our services; in each case, in accordance with this privacy policy.

Data that is received from third parties

8.  Wagebox Limited will receive Data about you from the following third parties:

a.   Such as financial institutions
b.   Our service providers

Data that is collected automatically

9.  To the extent that you access the App or Website, we will collect your Data automatically,for example:

a.   we automatically collect some information about your visit to the App or Website.This information helps us to make improvements to our App or Website content and navigation, and includes your IP address, the date, times and frequency with which you access the App or Website and the way you use and interact with its content.
b.   we will collect your Data automatically via cookies, in line with the cookie settings on your browser. For more information about cookies, and how we use them on the Website, see the section below, headed "Cookies".

Our use of Data

10.  Any or all of the above Data may be required by us from time to time in order to provide you with the best possible service (in performance of our contract with you) and experience when using our App or Website. Specifically, Data may be used by us for the following reasons or any other reasons which are compatible with these reasons.

a.   internal record keeping;
b.   improvement of our services;
c.   transmission by e mail of marketing materials that may be of interest to you;
d.   contact for market research purposes which may be done using email, telephone, fax or mail. Such information may be used to customise or update the Website; in each case, in accordance with this privacy policy.

11.  We may use your Data for the above purposes if we deem it necessary to do so for our legitimate interests. If you are not satisfied with this, you have the right to object in certain circumstances (see the section headed "Your rights" below).

12.  For the delivery of direct marketing to you via e-mail, we'll need your consent,whether via an opt in or soft-opt-in:

a.   soft opt-in consent is a specific type of consent which applies when you have previously engaged with us (for example, you contact us to ask us for more details about a particular product/service, and we are marketing similar products/services). Under "soft opt-in" consent, we will take your consent as given unless you opt-out.
b.   for other types of e-marketing, we are required to obtain your explicit consent;that is, you need to take positive and affirmative action when consenting by,for example, checking a tick box that we'll provide.
c.   if you are not satisfied about our approach to marketing, you have the right to withdraw consent at any time. To find out how to withdraw your consent, see the section headed "Your rights" below.

13.  When you register with us and set up an account to receive our services, the legal basis for this processing is the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract.

14.  We may use your Data to show you Wagebox Limited adverts and other content on other websites. If you do not want us to use your data to show you Wagebox Limited adverts and other content on other websites, please turn off the relevant cookies (please refer to the section headed "Cookies"below).

Who we share Data with

15.  We may share your Data with the following groups of people for the following reasons:

a.   People who work for us (Our Employees, in carrying out their roles)
b.   Service providers who sometimes provide us with IT services and assist us in meeting regulatory requirements. For instance, the services Plaid technology offer us enbales us to in turn fulfil our contractual agreement with you. So we might share your details with them. You can their privacy policy here (https://plaid.com/legal/#legal-overview-consumers).  
c.   Credit reference agencies  
d.   With relevant authorities when requested by them such as HM revenue or the police in solving and prevention of crime.  in each case, in accordance with this privacy policy.

Keeping Data secure

16.  We will use technical and organisation al measures to safeguard your Data, for example:

a.   access to your account is controlled by a password (or face ID) that is unique to you.
b.   we store your Data on secure servers.
c.   Your personal details are only viewed by employees who need to access it in order to carry out their jobs, in any case, these employees are bound by contractual details of confidentiality.
d.   payment details are encrypted using SSL technology (typically you will see a lock icon or green address bar (or both) in your browser when we use this technology.Also, we use bank grade/level security across our platforms.

17.  Technical and organisational measures include measures to deal with any suspected data breach. If you suspect any misuse or loss or unauthorised access to your Data, please let us know immediately by contacting us via this mail address: hello@wagebox.io. Also, in the worst case scenario your personal data is breached, we will notify you.

18.  If you want detailed information from Get Safe Online on how to protect your information and your computers and devices against fraud, identity theft, viruses and many other online problems, please visit www.getsafeonline.org. Get Safe Online is supported by HM Government and leading businesses.

Data retention

19.  Unless a longer retention period is required or permitted by law, we will only hold your Data on our systems for the period necessary to fulfil the purposes outlined in this privacy policy or until you request that the Data be deleted.

20.  Even if we delete your Data, it may persist on backup or archival media for legal,tax or regulatory purposes.

Your rights

21.  You have the following rights in relation to your Data:

a.   Right to access - the right to request(i) copies of the information we hold about you at any time, or (ii) that we modify, update or delete such information. If we provide you with access to the information we hold about you, we will not charge you for this, unless your request is "manifestly unfounded or excessive." Where we are legally permitted to do so, we may refuse your request. If we refuse your request, we will tell you the reasons why.
b.   Right to correct - the right to have your Data rectified if it is inaccurate or incomplete.
c.   Right to erase - the right to request that we delete or remove your Data from our systems.
d.   Right to restrict our use of your Data- the right to "block" us from using your Data or limit the way in which we can use it.
e.   Right to data portability - the right to request that we move, copy or transfer your Data.
f.    Right to object - the right to object to our use of your Data including where we use it for our legitimate interests.

22.  To make enquiries, exercise any of your rights set out above, or withdraw your consent to the processing of your Data (where consent is our legal basis for processing your Data), please contact us via this email address: hello@wagebox.io.

23.  If you are not satisfied with the way a complaint you make in relation to your Data is handled by us, please contact us in the first instance. If we do not resolve this to your satisfaction, you maybe able to refer your complaint to the relevant data protection authority. For the UK, this is the Information Commissioner's Office (ICO). The ICO's contact details can be found on their website at https://ico.org.uk/.

24. It is important that the Data we hold about you is accurate and current. Please keep us informed if your Data changes during the period for which we hold it.

Links to other websites

25.  Our App or Website may, from time to time, provide links to other Apps or Websites. We have no control over such websites and are not responsible for the content of these platforms. This privacy policy does not extend to your use of such platforms. You are advised to read the privacy policy or statement of other websites prior to using them.

Changes of business ownership and control

26.   Wagebox Limited may, from time to time, expand or reduce our business and this may involve the sale and/or the transfer of control of all or part of Wagebox Limited. Data provided by Users will, where it is relevant to any part of our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this privacy policy, be permitted to use the Data for the purposes for which it was originally supplied to us.

27.  We may also disclose Data to a prospective purchaser of our business or any part of it. In the above instances, we will take steps with the aim of ensuring your privacy is protected.

Cookies

29.  This Website may place and access certain Cookies on your computer. Wagebox Limited uses Cookies to improve your experience of using the Website and to improve our range of services. Wagebox Limited has carefully chosen these Cookies and has taken steps to ensure that your privacy is protected and respected at all times.

30.  All Cookies used by this Website are used in accordance with current UK and EU Cookie Law.

31.  Before the Website places Cookies on your computer, you will be presented with a message bar requesting your consent to set those Cookies. By giving your consent to the placing of Cookies, you are enabling Wagebox Limited to provide a better experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of the Website may not function fully or as intended.

32.  This Website may place the following Cookies:

Types of cookie

Purpose

Strictly necessary cookies

These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to log into secure areas of our website, use a shopping cart or make use of e-billing services.

Analytical/performance cookies

They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.

Functionality cookies

These are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).

Targeting cookies

These cookies record your visit to our website, the pages  you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share  this information with third parties for this purpose.

29.  You can find a list of Cookies that we use in the Cookies Schedule.

30.  You can choose to enable or disable Cookies in your internet browser. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser.

31.  You can choose to delete Cookies at any time;however you may lose any information that enables you to access the Website more quickly and efficiently including, but not limited to, personalised settings.

32.  It is recommended that you ensure that your internet browser is up-to-date and that you consult the help and guidance provided by the developer of your internet browser if you are unsure about adjusting your privacy settings.

33.  For more information generally on cookies,including how to disable them, please refer to about cookies.org. You will also find details on how to delete cookies from your computer.

General

38.  You may not transfer any of your rights under this privacy policy to any other person. We may transfer our rights under this privacy policy where we reasonably believe your rights will not be affected.

39.  If any court or competent authority finds that any provision of this privacy policy (or part of any provision) is invalid, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforce ability of the other provisions of this privacy policy will not be affected.

40.  Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.

41.  This Agreement will be governed by and interpreted according to the law of England and Wales. All disputes arising under the Agreement will be subject to the exclusive jurisdiction of the English and Welsh courts.

Changes to this privacy policy

42.   Wagebox Limited reserves the right to change this privacy policy as we may deem necessary from time to time or as maybe required by law. Any changes will be immediately posted on the App and Website and you are deemed to have accepted the terms of the privacy policy on your first use of the Website following the alterations.  You may contact Wagebox Limited by email at hello@wagebox.io.

Attribution

43.   This privacy policy was updated by Wagebox LTD on 21 May 2021